Credit Manager
Job Description
Job description:
- Evaluating credit proposals covering financial and business risk.
- Credit underwriting and CAM preparation of Commercial vehicle, Passenger vehicle, Farm and Construction equipment, and other loan products as per Policy.
- Evaluation of financial statements and ratio analysis for borrower & business profile.
- Document and KYC verification, PDD tracking, and closure as per Norms.
- Preparation of viability report for vehicles.
- Coordinating in the entire disbursement process for Sanction of loans as per requirement and credit history.
- Ensuring compliance with company policies and regulations.
- Monitoring loan portfolio performance and identifying risks.
- Applying credit scoring models and underwriting guidelines.
- Collaborating with sales and operations teams.
- Staying updated on industry trends and changes.
Details:
- Minimum 2 years of experience in credit underwriting, preferably in the vehicle finance industry.
- Job Location: Across India
Qualification:
- Bachelor’s degree in finance, accounting, business administration or related field.
Skills:
- Strong understanding of credit risk assessment methodologies and underwriting principles.
- Effective communication skills, both verbal and written.
